FREQUENTLY ASKED QUESTIONS



Q). IF I DON'T HAVE MY INSURANCE LICENSE,
HOW MUCH WILL IT COST ME TO GET TRAINED
AND LICENSED?
A). The Trinity Life Group is an authorized
Alabama State 40 hour pre-licensing
school provider for Life & Health and
Property & Casualty Insurance Courses.
If you are in our geographical area, you
can get the required training through us
for approx.$180.00- $275.00 + your books.
After you successfully complete our
school, you will be scheduled for the
State of Alabama Insurance examination
then apply for licensing after passing
the State examination. (FEES FOR THE
ALABAMA STATE EXAM AND THE LICENSING
APPLICATION ARE EXTRA COST).
The Trinity Life Group also conducts a
"QUICK START SEMINAR" for those new to
insurance sales & financial services.
Individuals not in our geographic
area can also get their life & health
insurance license in their home state
and still sign up with us. Please check
with your home state for costs
involved with the licensing process in
your home state. We invite agents and
interested individuals to sign up with
us no matter what state you are from.

For local agents and agent trainees-
The "QUICK START" seminar is required
for individuals who have never worked
in the career field of marketing &
selling life & health insurance products
or other related financial services.
Individuals attending the "QUICK START"
seminar will be introduced to our company
and it's concept of operation, and the
many products and services offered.

There may also be minimal administrative
cost associated with signing up with
some of the marketing agencies and
insurance companies that we are
associated with such as State
appointment fees or background checks
or application/processing/signup fees.

Q). WHAT DOES MLM/NETWORK MARKETING
HAVE TO DO WITH THE INSURANCE INDUSTRY?
A). There are many insurance companies that
operate their agent force by means
of network marketing. Network Marketing
also known as MLM operates basically
by recruiting other individuals to do the
same thing that you are doing. Your sales
numbers for your group increases thereby
increasing the income that you personally
earn. It works basically like this....

You are the agent making income from your
personal sales plus income from the sales
made by those you bring into the business
as insurance agents or distributors.
Through MLM/NETWORKING, your income can
increase by multitudes.
Income generated from the sales of your
other agents is known as "overrides".

Q). WILL ALL OF THE COMPANIES THAT YOU SIGN
ME UP WITH ALLOW ME TO RECRUIT AND MAKE
INCOME OVERRIDES FROM THE AGENTS THAT I
BRING INTO THE COMPANY?
A). Yes, most of the insurance companies we
contract our agents with will allow the
agents to build a business by recruiting
and overriding the agents they bring
into the business.

Q). IS THIS (WMA)World Marketing Alliance
or Primerica Financial Services?
A). No this has nothing to do with WMA or
Primerica. Primerica is a highly
captive company. Our company is non
captive. Primerica won't allow you to
be contracted with any company except
Primerica. Our company doesn't mind you
being contracted with other companies
because we want you to have a better
opportunity to make more money, that is
why we contract you with several of our
insurance companies. OUR AGENTS HAVE A
BETTER SELECTION OF FINANCIAL SERVICES
PRODUCTS THAN AGENTS WITH WMA OR
PRIMERICA FINANCIAL SERVICES.

Q). HOW DO I FIND CLIENTS & CUSTOMERS TO
MARKET/SELL FINANCIAL SERVICES PRODUCTS
TO?
A). There are numerous ways to accomplish
this mission. You can purchase leads,
advertise in the newspaper, bulletins,
buy/sell brochures, make cold calls,
use referrals, use business cards, go
door to door, business to business, hold
seminars, meetings, contact friends,
family, associates, and hundreds of other
methods of finding prospects. We believe
that if you are motivated and have the
initiative, you will find ways to find
prospects just like other insurance
professionals who are making nice income.

Q). WHAT IF MY PROSPECT DOESN'T WANT
OR NEED WHAT I AM OFFERING?
A). We will teach you how to deal with these
type of prospects in our training and
seminar sessions. Not everyone you ask
or approach will want what you have to
offer however, not everyone you ask or
approach will say no to you!!! DON'T BE
AFFRAID OF GETTING A NO RESPONSE TO YOUR
SALES AND MARKETING EFFORTS!!

Q). CAN I WORK THIS PART-TIME IF I ALREADY
HAVE A FULL-TIME JOB OR IN SCHOOL?
A). Yes you can work this full or part-time.
Most agents work this part-time until
they build their business into a full-
time operation and can replace their
income from their present employment.

Q). WILL I HAVE A BOSS OR WILL I ACTUALLY BE
IN BUSINESS FOR MYSELF?
A). You will be an independent contractor in
business for yourself but not entirely
by yourself. You will have the on-going
support of The Trinity Life Group and all
of the supporting network of companies
and organizations associated with The
Trinity Life Group.

Q). WILL I BE ABLE TO OPEN MY OWN OFFICE?
A). Yes you can operate your insurance
business the way you want wherever you
want as long as you are operating within
the law and regulations.

Q). CAN I OPERATE MY BUSINESS FROM
MY HOME?
A). Yes you can operate your insurance
business the way you want and wherever
you want as long as you are operating
within the law and regulations.

Q). IS THERE A MAXIMUM INCOME THAT
I CAN MAKE IN THIS BUSINESS?
A). There are no maximums in this business.

Q). HOW DO I GET STARTED? WHAT IS MY NEXT
STEP?
A). You can either contact us and we will fax
or mail you an ASSOCIATION APPLICATION,
or you can print out and complete the
ASSOCIATION APPLICATION from our special
website that we will give you to go to.
We will respond back to you
quickly with our decision and what your
next action steps are to be after you
complete all of the paperwork and return
it back to us with the appropriate fees.

Q). WHAT IF I ALREADY HAVE MY LIFE INSURANCE
LICENSE?
A). If you presently have your Life Insurance
License, we will be able to get you up
and running faster. Please let us know if
you are currently licensed with the State
Of Alabama for Life/Health Insurance or
what State you are already licensed in.

Q). WHAT CAN I DO IF I AM ALREADY LICENSED
BUT I HAVEN'T WRITTEN A POLICY IN A GOOD
WHILE, AND I CAN'T FIND MY INSURANCE
LICENSE COPY?
A). This should not be a super big problem.
We will verify or assit you with the
verification process and help you get
another copy of your insurance license
from the State agency as long as you
are eligible for renewal etc...

Q). WHAT ABOUT THE CLIENTS THAT I ATTEMPT
TO WRITE AN APPLICATION ON THAT MAY
HAVE MEDICAL PROBLEMS?
A). We have several companies that underwrite
cases involving clients with other than
healthy medical histories. Also we have a
special arrangement with an excellent
natural health company "HEALTH CONCEPTS,
INTERNATIONAL". HEALTH CONCEPTS, INT'L.,
specializes in high grade superior
natural health products (herbs, vitamins,
homeopathic products & other natural
health personal care items & products).

Natural health products may prove
beneficial to your clients- both healthy
and not so healthy. Call our offices for
more information and how to contact
HEALTH CONCEPTS, INTERNATIONAL.


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